Insights
Insights for Incorporated Canadian Business Owners and Their Advisors
Plain-language articles on corporate surplus, tax-efficient extraction, children, estate and succession planning, corporate-owned life insurance and planning for incorporated professionals — written for owners and for the accountants and lawyers who advise them.
When Does Corporate Surplus Planning Become Relevant?
How to distinguish operating capital from surplus and recognise when long-term corporate planning may add value.
October 19, 2026 · 1 min read
How Can Corporate Surplus Benefit Your Children?
A starting point for connecting corporate surplus with your family's future, coordinated with your accountant and lawyer.
October 19, 2026 · 1 min read
What Should I Do With Retained Earnings in My Corporation?
Planning for surplus in your Canadian corporation: investment income, extraction over time and value for your children, coordinated with your accountant.
October 18, 2026 · 2 min read
Your surplus deserves a deliberate plan.
For incorporated owners with $250K+ in retained earnings, or $100K+ in annual profit left in the corporation. Tell us about your surplus and your family goals so we can confirm whether we can add value.